Enter four numbers. Get an instant read on whether your deal holds — and exactly how much pressure it can take before it doesn't.
The full tool stress-tests across 7 scenarios — income shocks, rate rises, expense creep, refi delays, and compounding failures. It shows exactly where and when your deal breaks.
Most developer and investor models are built to show the upside. They aren't built to survive a stress test.
Revenue is modelled flat. No ramp-up, no seasonality, no vacancy drag during lease-up.
Models show a bad outcome but not when cash runs out. Timing turns manageable into unrecoverable.
Small shocks compound. A 10% ADR drop plus a 2-month delay isn't two problems — it's one failure cascade.
Most models never show the exact moment a deal becomes unrecoverable. That's the number that matters.
The calculator above is a first-pass signal. The full Excel tool goes deeper.
From soft landings to severe downsides, pre-built for Caribbean deal structures.
Shows how many months your cash reserve lasts under each stress scenario.
Identifies the exact threshold where your deal becomes unrecoverable.
A clear signal on whether to proceed, restructure, or walk away — with rationale.
The tool is free. The download is instant. The only cost is continuing to underwrite deals without one. Get it now.
JP Yield Studio
Investor-grade financial intelligence for Cayman real estate developers and operators.
© 2026 JP Yield Studio. All rights reserved.
Not financial or investment advice. For analytical purposes only.