By accessing our templates, submitting an application, or purchasing any product or service from JP Yield Studio, you agree to the following Terms & Conditions.

1. Nature of Services

JP Yield Studio provides:

Financial model templates

Spreadsheet customisation

Scenario and sensitivity analysis

Educational and analytical tools

We do not provide investment advice, financial advice, legal advice, tax advice, or recommendations.

All outputs are for educational and analytical purposes only.

2. No Advisory Relationship

Nothing provided by JP Yield Studio constitutes:

Investment advice

A recommendation to buy, sell, hold, or proceed with any transaction

A fiduciary or advisory relationship

All decisions remain the sole responsibility of the client.

3. Client Responsibility

You acknowledge that:

All models rely on assumptions provided by you or from publicly available information

Outputs are illustrative and not guarantees of performance

You are responsible for validating results with appropriate professionals (financial, legal, tax, or otherwise)

4. Customisation Services

Where a flat-fee customisation or scenario analysis service is offered:

The fee is disclosed upfront

Scope is limited to one project or deal unless otherwise agreed

Turnaround times are estimates, not guarantees

No ongoing monitoring, advisory, or updates are included unless explicitly stated.

5. Intellectual Property

All templates, models, and materials remain the intellectual property of JP Yield Studio.

You are granted a non-transferable, non-resalable license for personal or internal business use only.

You may not:

Resell

Redistribute

Share

White-label

Publicly publish

Any unauthorised use is strictly prohibited.

6. Refunds

Due to the digital nature of our products:

Template purchases are non-refundable

Customisation services are non-refundable once work has commenced

If an error or issue arises, we will make reasonable efforts to correct it within scope.

7. Limitation of Liability

JP Yield Studio shall not be liable for:

Financial losses

Lost profits

Business interruptions

Investment outcomes

Use of our products and services is at your own risk.

8. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the jurisdiction applicable to the service provider, without regard to conflict of law principles.

9. Contact

For questions regarding these Terms or our Privacy Policy, contact:
jp@jpdigitalhousecom